UK Scrappers - November Week 1

This week's challenge was set by The Indecisives. As they rightly say they are indecisive and so the rules are pretty varied:

- Disney or Through the window or Winter – 5 points

- Credit crunch or the newest piece of stash you have bought – 5 points

- Ribbon & buttons or flower & brads - 5 points

- Must include two different techniques or stamping on its own – 5 points

- One or three photos – 5 points

- Journaling or no journaling at all – 5 points

I have used a template by JubeeFish over at Digi Chick and this layout is also for the weekly Digi Chick challenge. I have used the new Grab Bag for November by Mari Koegelenberg available from the Digi Chick. The stamping is the snowflakes on the main paper.